Cadillac Leasing Guide

  • Holiday Cadillac


Easy Cadillac Leasing in Wisconsin

Here at Holiday Cadillac, we offer an impressive inventory of new Cadillacs for sale, such as the latest CT4, CT5, and CT6 models. Our state-of-the-art cars and SUVs offer incredible performance specs and lavish interior features. However, not everyone can afford to buy a new vehicle outright. That’s why we offer a vast range of Cadillac leases at our Fond Du Lac dealership. Learn more about how to lease a Cadillac below, so you can get behind the wheel of a premium car you love at a price point you can afford!

Why Lease a Cadillac at Holiday Cadillac?

Still on the fence about Cadillac leasing in Wisconsin? Buying a new vehicle outright can initially seem like an enticing option due to the absolute ownership you have over your model. However, a Cadillac lease can be an even more attractive alternative, regardless of your credit score. Take a look at the following advantages that come with a Cadillac lease:

  • Lower monthly payments and a lower down payment
  • Access to a luxury car without having to pay exorbitant prices
  • Lowered repair costs thanks to the vehicle’s included factory warranty
  • The streamlined transition process from current vehicle to a new vehicle every two to three years
  • Avoid trade-in hassles when your Cadillac lease is expired
  • Less expensive sales tax

If any of the following benefits of our Wisconsin Cadillac lease program interest you, we encourage you to contact our sales team at 920-843-5992 for more specific information. We’re certain we can find you a relevant discount, lucrative deal, or personalized Cadillac lease that best fits your budget and lifestyle.

Should I Buy or Lease a Cadillac?

If you’re looking to invest in a new Cadillac, you might be stuck between whether to lease vs buy a car. For Oshkosh drivers, this can be a difficult decision to make. Buying a car–especially a new one–is one of the biggest purchases you’ll make, just second to buying a house, and can be quite expensive. On the other hand, leasing a car costs less in the long run, as you don’t have to fully pay it off. To make things a little bit easier, we’ve put together a lease vs. buy a Cadillac guide to weigh the pros and cons of each option. Continue reading below to find out what they are, and once you’re done, check out our car buying tips for more ways on simplifying the car buying or leasing process at Holiday Cadillac.

Leasing a Cadillac: Pros & Cons

As we discussed initially, if you choose to lease vs. buy a Cadillac near Beaver Dam, you’ll save yourself some extra cash. The leasing process is less costly as monthly payments are lower. Rather than paying interest, you’ll pay off a principal instead. A principal is the difference between a new car’s value before leaving the dealership and its expected value at the end of the lease. If you choose to lease a Cadillac, you will…

  • Have a car exclusively during its prime years
  • Still receive full car war
  • Have access to the most recent safety features.
  • Stress less about having to sell or trade in a car
  • Possibly receive free scheduled maintenance appointments and oil changes

But there are a few downsides to leasing a Cadillac. Choosing to lease can/or will..

  • Cost you more than an actual auto-loan, as you are taking the brunt of paying for a vehicle during its time of most rapid depreciation
  • Limit you to a specific number of miles as designated by the lease contract that you sign
  • Have you paying even more at the end of your lease if you fail to properly maintain your car
  • Place more pressure on you to ensure that your vehicle stays in “showroom condition.”

Additionally, if you find that you don’t like the car that you lease, you’re stuck with it, unless you break the lease. Just like if you were to break an apartment lease, you’ll be hit with penalties and fees.

2023 Cadillac Lyriq parked near modern home at night

Buying a Cadillac: Pros & Cons

The great thing is if you choose to buy a Cadillac vs. lease one, you get to call it your own. When a Cadillac finds a forever home in your Appleton garage or elsewhere, you will…

2023 Cadillac Escalade-V models parked side-by-side
  • Not have to stress about mileage limits, as there is no leasing contract when you buy a car
  • Have the option to trade in or sell your vehicle if you don’t like it, or just need a new one
  • Receive full warranty coverage for a specific amount of time and miles
  • Not have to fret about expected wear and tear and being charged extra
  • Have access to the latest Cadillacsafety and performance features

Of course, there are some setbacks if you choose to buy a car. If you buy a Cadillac, you will..

  • Spend more money over a longer period of time, as you have to pay off the car
  • Have to concern yourself with value if you plan to sell down the road.
  • Deal with pricey auto-insurance, as lenders require you to carry full coverage until you completely pay off your vehicle

Car Leasing FAQ

At Holiday Cadillac, we understand that leasing can be confusing to customers and there are quite a few questions to ask when leasing a car. It’s quite a bit simpler than it seems and our experts can lay it out clearly for you. We have also broken down many common leasing questions and answers for you. If you still have questions or are ready to lease a car, contact us today!

There are 5 simple steps to secure your next vehicle lease.

  1. Find a few vehicles that meet your needs
  2. Estimate your expected annual mileage requirements
  3. Work with our team to determine the best term for your needs
  4. Decide on your down payment
  5. Apply for credit

Below, jump into the real details on how to lease a car!


Yes it is technically possible to lease a used vehicle, in concept. But, the short answer is no. Most automotive leasing companies and banks do not offer leasing on used vehicles. It was once relatively popular, but many of the advantages of vehicle leasing disappear when you lease a used vehicle and you could often lease a new vehicle for the same or lower payment than the same used vehicle. The main reason for this is very low incentivized interest on new vehicles versus standard rates on used vehicles.

This question can only be answered based on your personal automotive needs. Generally if you keep your vehicle for less than 6 years, you’d often be better off financially by leasing your vehicle. If you could get a new vehicle every 3-years for less cost and far less risk than getting a new vehicle every 5-years, why wouldn’t you? See our Leasing vs. Buying page for more info.

Many automobile lessees don’t understand their options on how to be done with their leased vehicle at the end of the term, or during the lease period . Read more for the most common ways to end your lease:

Just like different vehicles have different prices, they have differing lease rates, too. Sometimes you can lease a $45,000 for a lower monthly payment than a $25,000 vehicle. There are really three factors that determine one lease payment from another: depreciation, interest, and capitalized cost reduction (discounts, rebates, money down, trade equity).

Yes. Just like on a purchase, the dealer may have some flexibility when it comes to the discounted price. Most advertised leases already include a substantial dealer discount and applicable incentives to catch your eye. Dealers with a one-price or haggle-free environment will already include their discounts into the lease calculations.

“Bad Credit” is a difficult term to define. But, leasing companies generally have options for people with differing credit histories. Just like on a loan, those with credit concerns are deemed a higher risk approval and will see higher interest costs and some individuals will have their application declined.

A lease payment is largely based on the projected depreciation of the vehicle, less any down payment plus interest. If you’re looking to calculate your payment manually, we have the break down for you:

ABSOLUTELY!!! You can trade it in at any time through your lease term and even at the very end. Although ideally your payoff on the lease is exactly the same as the market value of the vehicle at the end of the term, this is not always the case.

Sometimes referred to as the “term”, most leases are between two and four years long. Dealerships often list the terms in months: 24, 36, 39, 42, 48. Simply divide by 12 to figure how many years the lease is for. 42 / 12 = 3.5 years

Just like renting an apartment in Oshkosh or taking out a mortgage, you need to be able to prove your financial reliability with a credit score in order to lease a car. When your credit score isn’t the greatest, it’s going to be harder to find someone who is willing to approve you for a lease. So, what credit score do you need to lease a Cadillac? Continue reading below with the Holiday Cadillac finance team to find out the minimum credit score to lease a Cadillac and ways you can still secure a lease with poor credit.

Buy a Cadillac or Lease One Today with Holiday Cadillac

Now that you know the ins and outs of whether to buy vs. lease a car, we hope that you’ve arrived at a decision. Still struggling and have more unanswered questions? Get in contact with us today.

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321 N Rolling Meadows Dr, Fond Du Lac, WI, 54937
Holiday Cadillac 43.78596, -88.48505.