Cadillac Financing Guide

Are you ready to upgrade to a new Cadillac in the Oshkosh area? You can find your favorite model at Holiday Cadillac, and we can help you secure the optimal Cadillac finance plan for your budget. You can find any of your favorite new Cadillac models on our lot in Fond Du Lac, so come take a look! When you are shopping for your Cadillac, we know that financing is important to you, and we want to help you save the most on your vehicle. That’s why so many Appleton-area shoppers get their Cadillac financing from Holiday Cadillac, a trusted Cadillac Wisconsin dealer. If you want to save more on your vehicle and get the best deal possible, start by checking out our new vehicle specials, and explore the tips below.

Should I Buy or Lease a Cadillac?

If you’re looking to invest in a new Cadillac, you might be stuck between whether to lease vs buy a car. For Oshkosh drivers, this can be a difficult decision to make. Buying a car–especially a new one–is one of the biggest purchases you’ll make, just second to buying a house, and can be quite expensive. On the other hand, leasing a car costs less in the long run, as you don’t have to fully pay it off. To make things a little bit easier, we’ve put together a lease vs. buy a Cadillac guide to weigh the pros and cons of each option. Continue reading below to find out what they are, and once you’re done, check out our car buying tips for more ways on simplifying the car buying or leasing process at Holiday Cadillac.

Leasing a Cadillac: Pros & Cons

As we discussed initially, if you choose to lease vs. buy a Cadillac near Beaver Dam, you’ll save yourself some extra cash. The leasing process is less costly as monthly payments are lower. Rather than paying interest, you’ll pay off a principal instead. A principal is the difference between a new car’s value before leaving the dealership and its expected value at the end of the lease. If you choose to lease a Cadillac, you will…

• Have a car exclusively during its prime years
• Still receive full car war
• Have access to the most recent safety features.
• Stress less about having to sell or trade in a car
• Possibly receive free scheduled maintenance appointments and oil changes

But there are a few downsides to leasing a Cadillac. Choosing to lease can/or will..

• Cost you more than an actual auto-loan, as you are taking the brunt of paying for a vehicle during its time of most rapid depreciation
• Limit you to a specific number of miles as designated by the lease contract that you sign
• Have you paying even more at the end of your lease if you fail to properly maintain your car
• Place more pressure on you to ensure that your vehicle stays in “showroom condition.”

Additionally, if you find that you don’t like the car that you lease, you’re stuck with it, unless you break the lease. Just like if you were to break an apartment lease, you’ll be hit with penalties and fees.

Buying a Cadillac: Pros & Cons

The great thing is if you choose to buy a Cadillac vs. lease one, you get to call it your own. When a Cadillac finds a forever home in your Appleton garage or elsewhere, you will…

• Not have to stress about mileage limits, as there is no leasing contract when you buy a car
• Have the option to trade in or sell your vehicle if you don’t like it, or just need a new one
• Receive full warranty coverage for a specific amount of time and miles
• Not have to fret about expected wear and tear and being charged extra
• Have access to the latest Cadillacsafety and performance features

Of course, there are some setbacks if you choose to buy a car. If you buy a Cadillac, you will..

• Spend more money over a longer period of time, as you have to pay off the car
• Have to concern yourself with value if you plan to sell down the road.
• Deal with pricey auto-insurance, as lenders require you to carry full coverage until you completely pay off your vehicle

Financing & Trade-In FAQ

At Holiday Cadillac, we understand that financing a car can be confusing to customers and there are quite a few questions to ask. It’s quite a bit simpler than it seems and our experts can lay it out clearly for you. We have also broken down many common car financing and trade-in questions and answers for you. If you still have questions or are ready to buy a car, contact us today!

How to Get Cadillac Finance for a New Car

When you are looking for a new vehicle in Beaver Dam, there are a few steps you can take to narrow down your options. When you have an idea of how much you want to pay and what kind of vehicle you are looking for: sedan, SUV, crossover, etc., then start exploring our inventory. Explore the safety, reliability, and features included to determine if they are to your taste. When you’ve narrowed down your search, come visit our team in Fond Du Lac to test drive your favorite models.

Once you choose your vehicle, you can chat with our finance team at your local Cadillac Wisconsin dealership where our team will help you find the best finance plan for your budget – from financing terms to length of the loan and more, we can help you get the best deal in the West Bend area.

Why Finance Your New Car at Holiday Cadillac?

Why trust Holiday Cadillac for your Cadillac finance needs? We are happy to provide drivers with a safe and secure environment for choosing their next family vehicle. You won’t find the deals at other Fond Du Lac dealerships that you can at ours. Not only do we offer everyday fair pricing, but we are also happy to provide a variety of Cadillac finance offers and Cadillac lease offers, and we can help you value your trade to save even more. We have friendly customer service and a great location near Oshkosh and Beaver Dam.

Explore Cadillac Finance Offers with Holiday Cadillac!

Holiday Cadillac is one of the premier Cadillac financing and leasing dealerships in Wisconsin, and we want to help you get behind the wheel of your dream car. If you have any questions or want to learn more about the financing process at Holiday Cadillac, contact us today or stop by for a visit in Fond Du Lac.